Get world-class cataract, LASIK, and retina care at Mumbai’s best eye hospital, fully covered under your health insurance. We handle all paperwork so you can focus on your recovery.

Most people delay eye surgery not because they can’t afford it, but because arranging a lump sum before treatment feels overwhelming. At Arohi Eye Hospital, that barrier doesn’t exist. If you hold an active health insurance policy, there’s a strong chance your surgery is already covered, and we settle directly with your insurer so you never have to pay upfront.

Accepted by 50+ Insurance Providers & TPAs

We are a TPA-approved eye hospital for all leading general and health insurance providers. Our wide network ensures your policy works here.

All Major Cashless Health Insurance Available

HDFC ERGO Health Insurance
Star Health Insurance
Aditya Birla Health Insurance
ICICI Lombard Health Insurance
Bajaj Allianz Health Insurance
Niva Bupa Health Insurance
Universal Sompo Health Insurance
Tata AIG Health Insurance
Acko Health Insurance
Galaxy Health Insurance
Manipal Cigna Health Insurance
Care Health Insurance
New India Health Assurance
General Insurance Council GIC
IFFCO TOKIO Health Insurance
Kotak Mahindra Health Insurance
National Insurance Company
Oriental Health Insurance
Reliance Health Insurance
Royal Sundaram Health Insurance
SBI Health Insurance
United India Insurance
Cholamandalam Health Insurance
Edelweiss Health Insurance
Future Generali Health Insurance
Go Digit Health Insurance
Liberty Health Insurance
Magma HDI Health Insurance
Navi General Insurance Limited
Raheja QBE Health Insurance
Shriram Health Insurance
Zuno Health Insurance
Bharti AXA Health Insurance
Religare Health Insurance
GIPSA Health Network

TPAs

Medi Assist Insurance TPA
MDIndia Health Insurance TPA
Paramount Health Insurance TPA
Heritage Health Insurance TPA
Family Health Plan Insurance TPA
Raksha Health Insurance TPA
Vidal Health Insurance TPA
Volo Health Insurance TPA
Medsave Health Insurance TPA
Genins India Health Insurance TPA
Health India Insurance TPA
Good Health Insurance TPA
Park Mediclaim Insurance TPA
Safeway Insurance TPA
Ericson Insurance TPA
Health Insurance TPA
Vision Digital Insurance TPA
Link-K Insurance TPA
AKNA Health Insurance TPA
Alankit Insurance TPA
Anmol Medicare Insurance TPA
Anyuta Insuance TPA
East West Assist Insurance TPA
Grand Insurance TPA
Happy Insurance TPA
Rothshield Insurance TPA
United Health Care Parekh TPA
Vipul Medcorp Insurance TPA

Associations

Nargis Dutt Foundation

How Cashless Eye Treatment Works

Step 1 – Insurance Verification

Present your insurance card at our front desk. We confirm your coverage and active benefits on the spot.

Step 2 – Pre-Auth Request

Our team submits a pre-authorisation request to your insurer or TPA with all required medical documents.

Step 3 – Approval

We follow up directly with your insurer. Most approvals come through within 24 hours.

Step 4 – Treatment

Your procedure goes ahead; no upfront payment is needed from your side.

Step 5 – Direct Settlement

We raise the bill in your insurer’s name and settle with them directly after discharge.

Note: Non-covered items such as premium lens upgrades are communicated clearly before your procedure – no surprises.

Treatments Covered Under Cashless Mediclaim

Cataract Surgery: Covered under nearly all standard health plans. The most common cashless eye surgery we perform.
LASIK / Vision Correction: Coverage depends on your policy. Corporate and top-up plans often include it. We verify before you commit.
Retina Treatments: Vitreoretinal surgeries, laser photocoagulation, and injections for diabetic retinopathy and macular conditions.
Glaucoma Care: Surgical procedures are covered under standard inpatient benefits.
Emergency Eye Treatments: Injuries, sudden vision loss, and foreign body removal are all eligible for cashless coverage.

Documents Required for Cashless Claim

Insurance Card: Your active health insurance/medical claim card or e-card (with policy number and TPA details).
Government ID Proof: Aadhaar card, PAN, Passport, Voter ID, or any government-issued identity document.
Doctor’s Prescription: Referral letter or prescription from your treating ophthalmologist recommending the procedure.
Medical Records: Previous test reports, surgical history, or investigation records (if applicable to your condition).

Why Choose Arohi Eye Hospital

As a NABH hospital and a TPA-approved facility, we meet the standards every major insurer requires for cashless empanelment. But what patients notice most is that our insurance process doesn’t feel like one: a dedicated coordinator handles your case from verification to settlement, approvals move fast, and billing is transparent throughout.

Read what patients say about their experience view testimonials.

Frequently Asked Questions

What is a cashless medical claim for eye surgery?

A direct billing arrangement where the hospital settles your bill with the insurer, no upfront payment from you for covered procedures.

Which eye surgeries are covered under cashless mediclaim?

Cataract, retina, glaucoma, corneal, and emergency treatments. LASIK depends on your specific policy.

How do I avail a cashless surgery at an eye hospital?

Walk in with your insurance card and ID. Our team handles verification, pre-authorisation, and settlement end-to-end.

What documents are required for cashless mediclaim?

Insurance card, ID proof, doctor’s prescription, and relevant medical records.

Can LASIK be done under cashless insurance?

Possibly, some premium and corporate plans cover it. We check your policy before you decide.

Is reimbursement available if cashless isn't possible?

Yes. We provide all discharge documents needed to file a clean reimbursement claim with your insurer.

Cashless Mediclaim Insurance Facilities